Credit Card in Traveling - risks and Tips

Credit card may be the cause of convenience or a way to bring you problems in Travel

When they reach their destination after the layout is long and there at the airport with your family and happiness looks on the faces of family members, you are assured and carry some cash and a credit card and also an ATM card to withdraw extra cash when needed tend to take the suitcases and you end the routine procedures and then move happily to the office intended To receive the car that you rented, you are asked to employee credit card provided to him is trying to withdraw the amount, but the employee offers to apologize to you reject the process you reply to the possibility of payment in cash, but the employee asks you to provide card is valid and can not accept criticism .. From here the problems begin from the first day If you do not take money matters seriously and learn all things related to credit card and in the travel does not have a field for a consultation or re-planning, especially when there is a family and children, but should be precautions available and used the event of any circumstance and I will discuss here are some points which you Bastkhalasa from previous experiences for me and the friends I Here I'm talking about credit cards and not for prepaid cards and there to clarify the difference between the cards at the end of the article

Before traveling

• I think it is best to carry three credit cards and I'm going to explain the reasons in part during travel
• Preferably get different cards if the card is MasterCard, American Express Card or Visa.
• Before traveling, you can request to raise the credit limit for sufficient capacity at the request of reservation and the amount of insurance that is usually when you book a car and so on.
• Some credit card companies - the respectable ones - a request notify them before you travel for the destination you wish to travel so are not taken to stop the card suddenly and so believing that the card is stolen because good companies are pursuing existing processes and when there is an external process is shut down the card until the check so it is best to contact the company or the bank before you travel and notified to do so.
• Make a note of the data card in a safe place and contact numbers contacting international support in order to contact when needed or when the card is lost or stolen, God forbid, because toll-free numbers that begin with 800 certainly will not work from the outside.
• Different cards at the exchange amount which is the currency difference and you can be sure the card issuer before you travel and percentages differ slightly between the company and other.
• Some credit cards offer travel insurance, and so when you make a specific example of this is a corporate service offered insurance when booking a ticket to a destination in the event of a delay in the flight or cancel the trip and also when the theft of luggage (and not its loss) compensation is in addition to that at exposure to theft can seek compensation for what has been stolen and all Mitalb to submit a formal request that in addition to the documented report of the incident from the responsible party such as the police and others.
• Do not forget that you sign on the card from the back and some of the actors you reject the card in the absence of the signature, even if you sign in front of him and ask another card signed and I remember in one of the times you buy from a store known during the presentation of my card was rejected even though they signed under the pretext of lack of clarity of the signature and you clarification The time factor surveyed landmarks signature was not convinced and provided a replacement card and then sought to have the signature always clear all the cards.

While traveling

• When you carry more than one card preferably with a card in a safety deposit box in case of exposure to theft or loss, God forbid, and this possibility and carry two cards while on the move because the card may not work sometimes or may not be supported with the merchant during the procedure are using the card backup
• The worst behavior is to use the card without having the ability to repay the benefits of credit and then enter into a transaction usurious and falling into the trap of benefits that must be spending of cards based on the presence of the ability of full repayment during the period of maturity and not on the method of exchange random.
• The cash withdrawals from credit card can not be devoid of entry in the treatment of asthma because all the cards to withdraw a fixed percentage of the amount withdrawn, therefore, must secure cash (Cache) in a non-credit card.
• Keep your receipts, especially in large and purchasing operations to take advantage of them when there is a problem later.
• In some restaurants and cafes in countries accepted to pay Albkhchih for their workers (Canada, for example) and when your payment card credit no special box for the amount you want to pay Kpkhchih not leave this field blank so that these items are not fraud, even if you pay the Albkhchih cash and you can write that Albkhchih on the table or the like of phrases in the space provided on the invoice.
• Do not to allow the card to take your eye away from where it is easy to record card data in case disappeared from the eye and then use your data in the fraud and may also be exploited by passing the card with your negligence you save the data on the card.
• Not recommended for never using a credit card in small shops and unknown preferably cash payment to avoid any scam

Credit Card and Prepaid card

Credit Card is the card that comes with a precondition without having to pay the amount from your account and the payment is made when issuing the statement and have these cards credit limit can not be exceeded, and the prepaid cards that are worthless and are shipped when the desire to use and provides only the amount compared to the amount that you cum card may be an option is not good and may cause some problems, unexpected, and it is especially for amounts that are booked as a deposit and is an example of that when booking a hotel and arrange your accounts on the basis that the cost is 10 thousand riyals for the establishment of the some hotels to withdraw the amount of accommodation in full and add the percentage ranging from 20 % and up to 50% of the actual cost for each night, which means the withdrawal of an additional amount not taken into account and is used to this amount reserved in the event of your use of any of the hospitality services of the hotel as the restaurant or attitudes or other means to ensure payment in the event you do not use any of the services are refund after a period of discharge from the hotel to the card, I would like to note here also that the prepaid cards are not taken when accepting some quarters Like most car rental companies and some hotels do not expect that the interviewer some of the staff with a smile when you watch this card.